NFT, stock tokens, and other digital assets as collaterals: To increase the liquidity of such special assets as NFT, stock tokens, or smart contracts, TRAVA.FINANCE allows users to use all of these asset types as collaterals. Before that, the special digital assets must be priced through auctions. The auction winners are involved in the lending contract. They can either possess the digital asset at a low price or earn considerable amounts from the contract.